How Temporary Car Insurance Can Be Better Value Than Annnual Cover

Numerous car insurance policies are still sold for 1 year. Although this meets the needs of numerous drivers, some have more unusual requirements and now flexible cover is available for much shorter periods of time.

A commonly accepted definition of short term auto cover is insurance ranging from one month to as little as 1 day. However, now flexible insurance can be secured for between one to eight months.

In addition there are even options dubbed “pay as you go”. This provides the option to switch insurance on and off for periods when they know it will not be required.

There are many situations where temp cover for one day may be required. One is making sure you are insured when using a friends vehicle. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any no claims bonus acquired. This could therefore be an attractive option for careful drivers who have not made a claim for years.

Another reason temp insurance is taken out is to provide insurance for an additional driver so driving can be shared on a longer trip or vacation.

Protecting a visitor from abroad is another reason why taking out short term insurance may be necessary. As is requiring drive away cover after buying a second hand or new car from a dealer. Taking a test drive and needinginsurancefor a weekend can be another reason.

Several people who drive a van, don’t actually own one themselves. This can be where 1 day car insurance is helpful, when you are using a van for a range of situations.

For bikers that are planning a summer road trip, temporary car insurance could be convenient. This may prove economical if they will only be riding while they are away.